Company: Arantza Bayod
Interviewed person: Arantza Bayod
Cargo: Financial coach
Email address: arantza@bayod.com
Website: arantza-bayod.systeme.io

What services do you specialise in as a coach?

My speciality is to help my clients improve their financial management and take their first steps in investing. To do this, I combine the coaching process with my experience and knowledge in economics, finance and investment.

What is your understanding of finance and what would you say are the keys to successful investments?

For me, finance is a fundamental tool for building a life of freedom and security. It is not just about earning money, but about knowing how to manage it strategically so that it works in our favour and brings us closer to our goals.

When it comes to investments, there are three essential keys to success:

1. Education and strategy – Investing without knowledge is speculation. Before putting a euro, we must understand where and why we are investing. Having a clear strategy makes all the difference.

2. Long-term vision – Patience is an undervalued asset. The best investments are not looking for quick returns, but for sustained growth with intelligent risk management.

3. Diversification and emotional control – Not putting all your eggs in one basket is key, but so is managing your emotions in times of volatility. Making impulsive decisions can be more costly than any market crisis.

Well-managed finances not only give us peace of mind, but also allow us to live with more options and fewer worries. Investing wisely is the path to that freedom.

What customer profiles do you serve most frequently?

My clients are mostly Spanish or Spanish-speaking people (native or not) living in the Benelux or in Spain. I also have clients with whom I work in English and who are also expatriates in the Benelux or in Spain. My client profile, in a word, is expatriate. Soon I would like to launch my services to small companies as well.

What do you expect from your membership with the Chamber and what can you offer to the rest of our members?

From my membership with the Chamber I hope to establish a good professional relationship with the Chamber, its staff and the other members, and to help each other. I hope to create strong and enriching professional ties for all of us.