21/10 Presentation of the EYE and MobiliseSME programmes as part of the EU OPEN FOR BUSINESS day

On the 21st of October, the Official Spanish Chamber of Commerce in Belgium and Luxembourg will participate in the event EU Open for Business, which will take place on the 20th and 21st of October in Luxembourg.

This initiative, coordinated by the European Commission, aims to highlight European SMEs by promoting the business spirit and helping to create an environment more supportive for small and medium enterprises.

This edition will focus on the economic recovery post-coronavirus and how SMEs in Luxembourg can access to finance, find new business partners, and adapt for the future.

This 2-day digital event will present the various EU programmes available to SMEs in Luxembourg and offer unique access to representatives from the European Commission, national experts, and business intermediaries:

Within the frame of the event, Soraya Bravo, Project Manager at the Chamber, will present the European program Erasmus for Young Entrepreneurs, for which the Chamber acts as local contact point in Belgium and Luxembourg. This program’s objective is to boost the professional exchange between entrepreneurs in Europe. The program can offer a great added value for both, new entrepreneurs and host entrepreneurs, like the exchange of knowledge and experience or the opportunity to establish contacts network in Europe and new trade relations, as well as access to foreign markets.

Additionally, Soraya Bravo will present the new MobiliseSME initiative, a European program that seeks to strengthen SMEs skills and capacities development by supporting short-term cross-border secondments for managers, owners, and staff of SMEs.

The secondments are partially subsidized by the European Union. Whether you are a company interested in improving your staff skills or a company interested in hosting a potential partner from another EU country, the program can offer a great added value to your business, among other things, to enhance your competitiveness and to boost your internationalization.

You can check the complete program of the event and registration HERE.

If you would like to receive more information about the program Erasmus for Young Entrepreneurs or MobiliseSME, please send an email to:

Contact people: Soraya Bravo | Noelia Sánchez Bravo

Email: erasmus4youngentrepreneurs@e-camara.com | mobilisesme@e-camara.com


11/26 Webinar: Insurtech report: Discovering Future of Insurance

On November 26th from 11:00 to 12:00 the Official Spanish Chamber of Commerce in Belgium and Luxembourg organises a webinar in collaboration with its member company everis. The event is organised within the framework of the Spanish Financial Forum, a committee of the Chamber focused on the financial services industry.

everis, together with NTT Data, published the third edition of InsurTech Outlook, where the technological landscape within the insurance market and its evolution during the last years is analyzed. Furthermore, this report shows the rol from insurers, investors and technological companies in the industry, illustrating the trends that are redefining the insurance market.

The webinar will be presented by a team of everis professionals specialized in this field: Dirk Croenen, Head of Everis BeNeLux Insurance sector, Marc Durante, Director Insurance everis Luxembourg, Carlos Ordonez, Global Head of Digital Insurance and Richard Calvo, Insurtech Procjet Leader.

During the webinar, the speakers will go through an executive summary of the reports and then focus on Health insurance domain specificities and Liquid Ecosystems putting the customer at the center.

If you are interested, don’t hesitate to sign up for this webinar through this reply form.

The webinar will be held in English

More information on the report HERE.

In collaboration with:

Meeting of the Forums Committee

On September 25th the third meeting of the year of the Forums Committee, a working group whose mission is to propose, organize and monitor the events organized by the Chamber, was organized telematically.

During the meeting, which was chaired by Pablo López Álvarez (FTI Consulting), a balance of the latest events organized by the “business circle” platform was made as well as new initiatives were proposed to be developed in the coming months, both locally and with the institutions of the European Union. Likewise, the activities carried out and the events planned within the framework of the Spanish Financial Forum and Competencia España Committees were discussed. Finally, the call for the 2020 Company of the Year Award, which is currently open, was discussed.

About the Chamber’s Committees

The Committees are made up by some of the members, as well as by the person in charge of the area in question in the Chamber.

These working groups have numerous functions: in-depth studies of proposals, problems, projects, and activities. Through them, the members influence the day-to-day life of the Chamber in order to better adapt the Chamber’s activities to the needs of the members.

At any time, a member can request the president of a Commission to join it or request the secretary general to create a new group.

10/26 Webinar: The Luxembourg Stock Exchange and the Luxembourg Green Exchange: market trends and regulatory developments

On October 26th from 11:00 to 12:00, the Official Spanish Chamber of Commerce in Belgium and Luxembourg organises a webinar in collaboration with the Luxembourg Stock Exchange, with the participation of its Head of Regulatory Affairs, Paula Redondo Pereira. The webinar is organised within the framework of the Spanish Financial Forum, a committee of the Chamber focused on the financial services industry.

During the webinar the activity of the Luxembourg Stock Exchange will be presented, its markets and its services, with a particular focus on the Luxembourg Green Exchange, the world’s leading platform dedicated exclusively to sustainable financial instruments. The market trends and legislative changes, in particular the recent initiatives of the European Commission in the field of sustainable finance will also be discussed.

The webinar will be held in English

Registration is free and exclusive to members of the Chamber. You can register for the webinar by sending an email to luxemburgo@e-camara.com

ICT Spring Europe 2020

On the 5th edition of the international event ICT Spring Europe 2020, that will take place on the September 15th and 16th in Luxembourg, the Chamber will, once again, be an official partner.

The aim of ICT Spring Europe, as an influential voice in the global technology community, is to encourage networking among business decision makers, innovation managers, start-ups, researchers and venture capitalists at European level. The event will take place at the European Convention Center, will feature high level international speakers, and will highlight the latest trends and technological innovations, as well as reflect on their impact on society and the business community.

In order to adapt to international health safety measures, this year the participation in the event will be either face to face or virtual, and the fees have been adapted to support SMEs and Startups.

Thanks to the good collaboration of the Chamber of Commerce with the organisers of ICT Spring, they will  offer a free of charge participation for foreign visiting companies in the digital edition of the event, including access to conferences and networking. Companies who are interested are requested to send us an email to ictspring@cc.lu  while putting luxemburgo@e-camara.com  in copy to receive their free of charge ticket code.

In addition, a preferential rate of 300 euros is offered to those startups interested in having a digital exhibition space during the event, and a preferential rate of 1.250 euros is offered to companies.

More information on the event’s program: https://www.ictspring.com

New edition of our “Guía del Emprendedor en Luxemburgo”

Within the framework of the EmprendeBelux programme, the Chamber has just launched an updated version of our “Guía del Emprendedor en Luxemburgo” (Enterpreneur’s guide in Luxembourg), the reference publication in Spanish for anyone interested in starting a business in the Grand Duchy. It is free to download and is accessible in digital format via the EmprendeBelux site.

This updated version includes detailed information on the most common questions raised by future entrepreneurs, and the information about the different procedures required to open a company is broaden (authorisation of establishment, administrative procedures, etc). There is also a section devoted to company taxation, including a summary of the main taxes applicable in Luxembourg. In addition, the guide has a directory of local business and organizations that support entrepreneurship.

The publication is supported by the Luxembourg Chamber of Commerce and the House of Entrepreneurship.

You can download the guide HERE

More information: luxemburgo@e-camara.com

Webinar on “Impact of Covid-19 on the Spain’s Real Estate Industry and on the value of assets”

On July 8th, the Official Spanish Chamber of Commerce in Belgium and Luxembourg, organized a webinar on “Impact of Covid-19 on the Spain’s Real Estate Industry and on the value of assets”, in collaboration with Gesvalt.

The event was organized within the framework of the Spanish Financial Forum (SFF), a Committee through which the Chamber aims to create a space for opinion and debate on economic and financial issues in Luxembourg where members can share experiences, establish collaborations and exchange information on trends in the sector.

The Vice-president of the Chamber and President of the SFF, Jose Luis Rodriguez Alvarez, highlighted the professional career of the speaker and appreciated her participation in the webinar.

Sandra Daza, General Director of Gesvalt, made a presentation about the effects of Covid-19 in the real estate sector in Spain, and the trends that can be expected. In her presentation she went into detail about which values have been more or less affected, the state of the hospitality sector, how the demand will evolve within the real estate sector, what changes we can expect in the price of assets, what will happen with prices when they return to normal and, consequently, the possible business opportunities.

During the question time, the participants could present their comments and questions on many interesting issues. Thus, various topics were discussed such as the situation of vacation real estate assets located on the coast in the face of declining tourism or what consequences the increase in eCom transactions we are experiencing today will have for the retail sector.

In collaboration with:

Extension of the agreement with Belgium on the social security affiliation of cross-border workers teleworking until August 31st, 2020

Since the start of the COVID-19 pandemic in Luxembourg, many companies have implemented measures to increase the use of the telework. However, working from the home for cross-border workers may have consequences for their affiliation to social security under the provisions of European legislation for the coordination of the social security systems of Member States.

Romain Schneider, Minister of Social Security, from the beginning of the crisis contacted his Belgian, German and French counterparts to find an agreement to avoid an affiliation change if a certain threshold was exceeded (a 25% according to the EU regulation) for workers and employees affected. Following these contacts, it was decided that, in view of the current exceptional situation, the days of telework due to the COVID-19 crisis would not be taken into account for the determination of the social security legislation applicable to the workers in question, and therefore would have no influence on your affiliation to social security.

This agreement has just been extended with Belgium until August 31st, 2020. With regard to France and Germany, an official response should soon arrive.

Romain Schneider points out: “The extension of this agreement is a strong gesture of solidarity from our neighboring countries. Telework is an important tool in the fight against the spread of COVID-19, so companies and employees must be able to continue without suffer any undesirable consequences. I am sure that France and Germany will also support this approach by extending the agreement that we have had so far”.


Communicate of the Ministry of Social Security


Source: Gouvernement.lu

Lunch&learn: How to attract talent trough mobility schemes

On June 29, the Chamber, in collaboration with the Incubator of Luxembourg City, organized a briefing on mobility programs for SMEs and Startups.

The session was divided into individual meetings with each of the interested companies to answer their questions about the different participation requirements in each of the programs managed by the Chamber:

Erasmus for Young Entrepreneurs, a cross-border exchange program that gives new entrepreneurs the opportunity to work with experienced entrepreneurs who run small businesses in other EU countries.

The PICE Mobility Plan, a program created by the Spanish Chamber of Commerce and co-financed by the European Social Fund, whose main objective is to offer opportunities for personal and professional development to young people who participate in the program and, at the same time, improve the productivity of partner companies.


For more information about our mobility programs, contact us info@e-camara.com.

Agreement between the social partners on the conditions for granting partial unemployment within the framework of the exit from the state of crisis

Under the joint presidency of Dan Kersch, Minister of Labour, Employment and Social Solidarity Economy, and Franz Fayot, Minister of Economy, the social partners represented on the one hand by OGBL President Nora Back and LCGB President Patrick Dury, and on the other hand by the President of UEL, Nicolas Buck, agreed on June 9th the new modalities to grant partial unemployment to companies affected by the COVID-19 crisis.

With the end of the crisis state, the emergency procedures established to help companies through a special mechanism of partial unemployment by “force majeure COVID-19” will expire. The meeting agreed that companies affected by the health crisis should continue to receive support through partial unemployment, preserving as many jobs as possible.

Taking into account that a good number of companies will continue to suffer the negative effects of the health crisis beyond the end of the crisis state, it has already been decided to continue supporting them with the instrument of partial unemployment until the end of the current year.

To take into account the fact that certain sectors have been more severely affected and will delay the return to the same level of activity as before the health crisis or will not achieve it in the near future, four possible ways of benefiting from the agreement were agreed upon partial unemployment:


  1. Industrial companies will continue to benefit from the cyclical scheme of short-term unemployment to be able to react to shocks in international markets. By applying the system of partial unemployment from cyclical sources, industrial companies undertake not to fire workers for economic reasons.
  2. The social partners have recognized the particularly difficult situation of companies in vulnerable sectors that continue to be strongly affected by the COVID-19 crisis. Therefore, companies in the hotel, tourism and events sectors will be able to benefit from rapid access to partial unemployment from a structural source, without limiting the number of employees who will be entitled to it. If necessary, these companies may resort to economic dismissals within the maximum limit of 25% of their employees until December 31, 2020. The social partners have explicitly insisted on the fact that the provisions of general jurisdiction provided for by the Code of the Labour Law relating to collective dismissal remain fully applicable. The social partners have agreed that, in the event of a return to an improvement in activity, the companies that have carried out layoffs must, in the event of subsequent recruitment of staff, rehire their former laid-off employees as a matter of priority.
  3. Companies affected by the health crisis, in addition to industrial companies and those from vulnerable sectors, can also resort to short-term work from structural sources along the accelerated route provided, however, without dismissing workers. This measure aims to preserve the jobs in the companies involved as best as possible. In this case, however, the number of employees covered by partial unemployment cannot exceed 25% in the months of July and August, 20% in September and October, and 15% in November and December. In this context, an employee is defined as each employee who has been declared partially unemployed during the current month, regardless of the number of hours of partial unemployment.
  4. Finally, the demands of companies in vulnerable sectors that lay off more than 25% of their workers, as well as those of all the other companies that want to make layoffs, must submit a “traditional” application for partial unemployment.


In fact, it was agreed in these situations that admission to the partial unemployment regime could only be granted if the companies proceeded to establish restructuring plans. These plans will be established in the form of a recovery plan in the case of small companies of less than fifteen people, respectively, and in the form of a job retention plan in accordance with the provisions of Article L. 513-1 et seq. Labour Code for companies that employ more than fifteen employees.

The social partners expressed their willingness to negotiate as far as possible the sectoral plans for job retention to use the temporary labour loan instrument.

All these proposals for partial unemployment were approved by the Government in the Council.

The Economic Committee also reserves the right to give negative notice to requests from companies that are clearly not affected at all or only slightly by the health crisis.

The secretariat of the Economic Committee is in the process of implementing, in collaboration with the services of the State Center for Information Technology (CTIE) and ADEM, computer applications to send applications as described above electronically through the myGuichet.lu platform.

Accurate information for business, staff and employee delegations will be quickly prepared and made available on the Guichet.lu website.


Communicated by the Ministry of Economy / Ministry of Labor, Employment and Social and Solidarity Economy


Source: Gouvernement.lu